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LoneStar 529 Plan
4 / 5
Our rating
TX resident benefits
The program management of Texas' Lonestar 529 Plan was assumed by Orion Advisor Solutions, Inc. (previously known as NorthStar Financial Services Group, LLC) in September 2014. The plan offers an enrollment year option, three risk-based portfolios, and 20 individual asset class portfolios. To find a financial advisor in your area, use the Directory of Financial Professionals.
Scores for each ratings category
3.0 / 5
Performance
3.21 / 5
Ease of Use
4.72 / 5
Savings Success
3.8 / 5
Program Delivery
KEY METRICS
OVERVIEW
Program type
Inception
State agency
Tax deduction
For single filers: None
For joint filers: None
Program manager
Program distributor
Manager contract term
MORE INFORMATION
Eligibility
State residency requirements:
Who can be a participant/owner in the program?
Significant time or age restrictions imposed by the program:
Contributions
Maximum contributions:
Minimum contributions:
Does the program offer an e-gifting platform for receiving gift contributions?
Investment Options
Investors in LoneStar 529 Plan can select from the following investment options. Click on a portfolio name for more information.
| Portfolio | E.R. | % Equity | 1yr performance |
|---|---|---|---|
| 2038-2039 Portfolio | 1.03% | 87.4% | 5.93% |
| 2036-2037 Portfolio | 1.02% | 84.32% | 5.97% |
| 2034-2035 Portfolio | 1% | 76.67% | 6.11% |
| 2032-2033 Portfolio | 0.95% | 64.4% | 5.75% |
| 2030-2031 Portfolio | 0.91% | 52.14% | 5.64% |
| 2028-2029 Portfolio | 0.87% | 39.88% | 5.83% |
| 2026-2027 Portfolio | 0.82% | 27.59% | 5.53% |
| 2024-2025 Portfolio | 0.77% | 15.34% | 5.31% |
| Enrolled Years Portfolio | 0.74% | 9.2% | 5.1% |
| 2040-2041 Portfolio | 1.03% | 87.4% | 5.71% |
Age-based/Enrollment Year investment options:
Static investment options:
Underlying investments:
Underlying fund allocations:
Portfolio Fees & Performance Lookup
Fees & Expenses
Enrollment or application fee:
Account maintenance fee:
Program management fees:
Expenses of the underlying investments:
Total asset-based expense ratio:
RIA Class: 0.34% - 1.51%
Broker loads and commissions:
Breakpoint pricing:
Does breakpoint pricing include non-529 assets under rights of accumulation policies
Taxes and other Benefits
Tax deduction for single filers:
Tax deduction for joint filers:
Note:
Program match on contributions:
State tax deduction or credit for contributions:
State definition of qualified expenses
State tax treatment of qualified distributions:
Does the sponsoring state exclude the value of an account for state financial aid purposes?
Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions?
Is there a rewards program or outside scholarship program that works with this program?
Statutory protection of an account from creditors:
Distributions & Terminations
To whom are distributions made payable:
Account Changes
Policy regarding participant/owner changes:
Documents, Access & Reporting
Does participant have online password-protected access to account?
Can the complete enrollment process including funding be done online?
Documents and other services accessible or downloadable on the program's public Web site:
Contact
Website:
Telephone:
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